AAVE’s DeFi philosophy and methodology AMA 活动 内容 Recap (499 block global社区) 中英文
Hello, guys, I am Lilith Li, Market Consultant at Aave.
Glad to be here for the 499blockglobal event.
I’m based in Tokyo, Japan.
I hope you enjoy this event.
https://twitter.com/LilithLiJapan
https://www.linkedin.com/in/lilithli/
Aave.com
1. DeFi other than Ethereum is diverting the liquidity of the Ethereum network. What do you think of the current situation? Will it pose a threat to Ethereum?（ 以太坊以外的 DeFi 正在分流以太坊网络的流动性。 你怎么看目前的情况？ 它会对以太坊构成威胁吗？）
I think it will not pose a threat. I believe that DeFi projects on networks other than Ethereum are not diverting the liquidity of Ethereum but are changing directions to promote interaction with Ethereum and increase more possibilities, thereby enabling the output of liquidity and users to benefit the most.
It can expand the development of new directions at different levels and dimensions. Also, it can Increase internal integration and cooperation in the blockchain industry.
Aave is a decentralised financial protocol that is based on Ethereum.
It provides the optimal allocation of resources by depositing and borrowing crypto assets and quickly returns yield to users. As well as, it also brings the best tools to DeFi users in the blockchain field.
我认为不会造成威胁。我认为以太坊以外网路的DeFi项目不是在分流以太坊的流动性，而是变向的促进跟以太坊的互动性，增加更多的可能性，从而促进流动性的产出，用户利益最大化和不同等级和次元的新方向发展。增加区块链行业内部融合和合作。
Aave是建立在以太坊上面的分布式金融工具，通过用户存款借款来完成资源最优配置，将利润快速的回馈给客户。也将最好用的工具带给区块链领域用户。
2. The solutions of Ethereum Layer 2 will also cause the segmentation of liquidity. How do you view this problem? What impact will this have on the development of DeFi? （ 以太坊二层的解决方案也会造成流动性的分割。 您如何看待这个问题？ 这会对DeFi的发展产生什么影响？）
You can clearly see that the Aave protocol built on Ethereum already has more than 1.6 billion in liquidity(TVL).
It included the Aave V1 market, V2 market, AMM market, and Aave market on Polygon.
You can open the official website to review the liquidity in the Aave Protocol and the various crypto assets supported by each of our markets at any time.
Aave Official posts the data report every week.
Check more:
(English) https://governance.aave.com/t/aave-weekly-protocol-performance-governance-update/1660/57
(Japanese): https://lilithlijapan.medium.com/a865b7cb090f
(Chinese): https://lilithlijapan.medium.com/f57affab9be6
The Aave Protocol released the Aave market on Polygon this year as a sub-chain, allowing users to use the Aave Protocol in a quicker, cheaper way.
Most of the solutions of Layer2 are to solve the problem of excessive gas fees and slow processing speed, and so forth.
After releasing the Aave market on Polygon, we received some lovely feedback from the Aave global community.
It also attracts many Polygon users who hold $MATIC and are willing to try the Aave market on Polygon.
Welcome to our governance community: https://governance.aave.com
大家可以清晰的看到，建立在以太坊上面的Aave协议，已经拥有超过16亿以上的流动性。其中，包含Aave V1市场，V2市场，AMM市场，和Polygon上的Aave市场。
https://aave.com 大家可以打开我们的官方网站随时查看我们的流动性和我们每个市场支持的借贷货币。
Aave协议在2021年增加了Polygon市场，不仅没有将流动性分流，而且还因为上线了Polygon而大大提升了流动性。Aave每周都有公开数据，欢迎点击进入免费下载：
（英文）https://governance.aave.com/t/aave-weekly-protocol-performance-governance-update/1660/57
提供多语言：
日语：https://lilithlijapan.medium.com/a865b7cb090f
中文：https://lilithlijapan.medium.com/f57affab9be6
Aave应用Polygon当作sub-chain，吸引了更多的Aave用户和机构投资者来支持Aave协议。使Aave的生态得到了更多的发展和推进。
Layer2的解决方案，大多数是为了解决gas费用过高，处理速度过慢等。在Aave协议上线了Polygon之后，我们的社区中，得到了非常好的反馈，从而吸引了很多持有Polygon和看好Polygon应用的用户来使用Aave协议。
欢迎来我们的治理社区：https://governance.aave.com
3. Previously, AAVE launched the AMM market, but Uniswap V3 converted LP Token into NFT. What changes will this bring? Does AAVE have a corresponding plan? ( 之前AAVE推出了AMM市场，但Uniswap V3将LP Token转化为NFT。 这会带来哪些改变？ AAVE有相应的计划吗？)
Aave’s AMM market-related detail: https://docs.aave.com/risk/asset-risk/amm-market
On Aave’s official blog, we also published an article about launching the AMM market and detail: https://medium.com/aave/aave-amm-market-released-73ae76a7cbc0
For the NFT field, Aave is also very concerned.
Stani, CEO of Aave, has also tweeted many times about the idea of using NFT as collateral, https://twitter.com/StaniKulechov/status/1413086806598459395?s=20
Aave的AMM市场相关数据可以随时点击：https://docs.aave.com/risk/asset-risk/amm-market
来进行了解。
在Aave的官方博客，我们也发表了一篇文章关于上线AMM市场和详细内容：https://medium.com/aave/aave-amm-market-released-73ae76a7cbc0
对于NFT领域，Aave也是非常关注的。
Aave的CEO stani也发推曾多次阐述了对于NFT作为抵押品而借贷的想法，https://twitter.com/StaniKulechov/status/1413086806598459395?s=20
For how Aave connects and develops NFT, please keep tuned to our latest updates.
对于Aave如何连接和发展NFT，还请关注我们的最新更新内容。
4. In the face of these changes, what specific measures will AAVE take, and what will be the focus of its next development? ( 面对这些变化，AAVE将采取哪些具体措施，下一步发展的重点又是什么？)
Regarding the quick changes in the blockchain industry, the Aave team will keep an innovator’s posture to promote new blockchain-based service and technology and a potential on-ramp into DeFi with Aave licensed entity in the UK.
As I mentioned, the Aave team is also working on new development in the NFT space and otherwise.
Aave在2020年7月份，已经获得了英国FCA颁发的IME拍照，目前也是世界上第一个合规的DeFi 项目，我们获得了Aave社区用户的大量支持。
对于区块链行业流行的变化，Aave会保持一个创新者的姿态来推动社区，推动Aave协议的发展。我们会不断的在社区中推进Aave用户的想法和提案，我们会经过投票来通过和实施。
Aave是分布式的，我们每一个Aave用户都是Aave协议的推动者。
5. Recently, there have been many incidents of arbitrage attacks using lightning loans in the BSC network. How does AAVE avoid these occurrences?（ 近期BSC网络发生多起利用闪电贷进行套利攻击的事件。 AAVE 如何避免这些情况发生？）
The Aave team cares deeply about security, and V2 of the Aave protocol had security code audits by many third-party security audit companies.
As can be seen in the figure, our latest code audit of the smart contract of the V2 was in March 2021.
The companies audited for us are CertiK，Consensys Diligence，PeckShield，SigmaPrime, and so on.
For details: https://docs.aave.com/developers/security-and-audits
The Aave tech team also has experienced developers, allowing users to use the Aave protocol with more excellent safety.
In addition, we have integrated ChainLink’s oracles, handed over the Admin key to the Aave community, and have the bug bounty program to keep the Aave protocol safe.
Aave最注重安全性，目前已经通过多家公司的代码审计。
图中可以看出，我们对于V2协议的智能合约代码审计最新一次的是在2021年的3月份，详情请见：https://docs.aave.com/developers/security-and-audits
其中，给我们审计的公司有：CertiK，Consensys Diligence，PeckShield，SigmaPrime等。
Aave技术团队也拥有经验丰富的开发人员来维护Aave协议，可以让用户更放心的使用Aave协议。
除此之外，我们融合了Chainlink的预言机，将Admin key交给社区，还一直开展bug bounty。
6. Due to the recent decline in the market, DeFi’s user activity and revenue have dropped a lot. What are your views on this phenomenon? How to maintain DeFi’s high returns? ( 由于近期市场下滑，DeFi 的用户活跃度和收入下降很多。 您对这一现象有何看法？ 如何保持 DeFi 的高回报？)
首先，大家可以看一下Defipluse的最新数据：https://defipulse.com
First of all, you can take a look at the latest data on Defipluse: https://defipulse.com
You can easily see from the figure that Aave is the №1 DeFi project in that category.
We also have a reasonably high TVL to ensure the overall financial health of the protocol. The Aave community is also very active.
We can also see Aave’s data clearly on https://aavewatch.com
It can prove the liquidity and user activities of Aave and worldwide.
从图中看出，Aave是排行第一的DeFi项目。我们也有着相当高的TVL来作为流动性的保障。我们的社区也是非常活跃的。
我们也可以在 https://aavewatch.com 这个网站上清晰的看到Aave的数据。能够证明流动性和用户活跃度。
7. Compared with traditional finance, DeFi has obvious advantages in terms of efficiency and cost. When will mainstream society begin to use DeFi? What conditions are needed?
( 与传统金融相比，DeFi在效率和成本上优势明显。 主流社会什么时候开始使用 DeFi？ 需要什么条件？)
I personally think like this.
After DeFi has attracted enough users (including investors, derivatives traders, etc.) and has sufficient liquidity, it will have more integration and development with traditional finance.
DeFi needs to raise users’ awareness and give users more detailed education on the advantages of decentralised finance, and they will get more recognition.
DeFi needs to make the product more convenient and safer and integrate with more technology development. After that, the users can have a better experience.
They can also use decentralised financial products to find the best financial management solutions with confidence.
In terms of liquidity, DeFi projects need an excellent cooperative relationship with more institutional investors, VC, blockchain Capital, investment companies, providing a more secure and stable source of liquidity.
Aave has been working hard and developing in this direction, and the Aave global community is also the most significant driving force for our development. We love to support each other.
我个人这样认为。在分布式金融吸引了足够多的用户（包括投资者，衍生品交易者等）和拥有了足够的流动性之后，会跟传统金融有更多的结合与发展。
在用户方面提高认知度，将分布式金融的优点更多的，更详细的教育给用户，就会获得更多的认可。
让产品更加的方便和安全。结合更多的技术发展，来让用户得到更好的使用体验，可以放心的使用分布式金融产品来找到最优的理财方案。
在流动性方面，应该跟更多的投资机构，投资公司等建立良好的合作关系，可以为流动性提供更安心，更稳定的来源。
Aave一直在朝着这个方向努力和发展着，我们的社区也是我们发展的最大动力。
